Functional Design
1. Basic payment function: support a variety of payment methods, such as bank card payment, third-party payment account payment, digital currency payment, etc.; realize fast payment, secret-free payment and other functions to improve payment efficiency.
2. Account management function: users can create, bind and manage their own payment accounts, including viewing account balances, transaction records, modifying account information, etc.
3. Security authentication function: A variety of security authentication methods are adopted, such as password, fingerprint recognition, facial recognition, SMS verification code, etc., to ensure the security and reliability of the payment process.
4. Transaction query and refund function: users can easily query historical transaction records, including transaction time, amount, transaction counterparty and other information; at the same time, it supports online refund application, which is convenient to handle transaction disputes.
5. Merchant management function (for merchants): merchants can manage store information, commodity information, order information, etc., view transaction flow and statistical reports, and set up collection accounts and withdraw cash.
Interface Design
1. User interface (UI) design: follow the simple, intuitive, easy to use design principles, design a beautiful and generous interface. Using clear layout, reasonable color matching and easy to identify icons, users can quickly find the function button they need.
2. Interaction design: optimize the user operation process, reduce the operation steps, improve the efficiency of interaction. For example, functions such as one-click payment and automatic information filling are used to improve user experience. At the same time, the user is provided with timely feedback information, such as a prompt message of payment success or failure.
3. Responsive design: to ensure that electronic payment products in different devices and screen sizes (such as mobile phones, tablets, computers, etc.) can have a good display effect and user experience, to achieve adaptive layout and interface adjustment.